Retirement: Put money into an ...

ADVERTISEMENT Retirement:

8. Put money into an Individual Retirement Account

You can put up to $5,500 a year into an Individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less. IRAs also provide tax advantages.

When you open an IRA, you have two options – a traditional IRA or a Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, the after-tax value of your withdrawal will depend on inflation and the type of IRA you choose. IRAs can provide an easy way to save. You can set it up so that an amount is automatically deducted from your checking or savings account and deposited in the IRA.

Real Estate Investing Tips MORE AT: http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html

Rebuild Your Nest Egg, with this...

Retirement: Ask your employer to ...

ADVERTISEMENT Retirement:

7. Ask your employer to start a plan

If your employer doesn't offer a retirement plan, suggest that it start one. There are a number of retirement saving plan options available. Your employer may be able to set up a simplified plan that can help both you and your employer. 

Real Estate Investing Tips MORE AT: http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html

Retirement: Don't touch your ...

ADVERTISEMENT Retirement:

6. Don't touch your retirement savings

If you withdraw your retirement savings now, you'll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan, or roll them over to an IRA or your new employer's plan.

Real Estate Investing Tips MORE AT: http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html

Retirement: Consider basic investment ...

ADVERTISEMENT Retirement:

5. Consider basic investment principles

How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you'll have saved at retirement. Know how your savings or pension plan is invested. Learn about your plan's investment options and ask questions. Put your savings in different types of investments. By diversifying this way, you are more likely to reduce risk and improve return. Your investment mix may change over time depending on a number of factors such as your age, goals, and financial circumstances. Financial security and knowledge go hand in hand.

Real Estate Investing Tips MORE AT: http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html

Terry Scott Performs Country GOLD Classics for Assisted Living Facilities Duluth MN

Assisted Living Facilities in the Duluth Minnesota area Cloquet, Proctor, Duluth, Two Harbors and Superior (WI) are invited to request information to book Terry Scott, Country Western Singer/Songwriter to perform at their location.

Here's an open letter to all assisted living firms in the area:

My name is Terry (Ter) Scott, a local who sings Country Western music; it’s just me, my guitar and a small amp which fits with most venues.

Do you have a need for talent? I am filling my schedule for the year 2016 and would love to present a 30 minute (or so) presentation for your residents. I do one such event for assisted living facilities per month and my calendar fills on a first come basis. My services are provided at your usual honorarium fee and events where you are hosting for both residents and the public are given priority. (Please keep my information on hand and contact me during the year with any “special public events” you may have. If I am available, I may be able to adjust my schedule!).

You may hear a sample of my music at: www.terscott.com/sings. Attached is a flyer of me at Women Rock in Duluth Minnesota.

Please reply by phone because my schedule fills fast.

I look forward to performing at your location!

Sincerely,

Terry (Ter) Scott

Terry Scott is also available to perform 

at your private parties, events, etc. around the country 

and the world. Inquire at: www.terscott.com/sings 

Learn about your employer's ...

ADVERTISEMENT Retirement:

4. Learn about your employer's pension plan

If your employer has a traditional pension plan, check to see if you are covered by the plan and understand how it works. Ask for an individual benefit statement to see what your benefit is worth. Before you change jobs, find out what will happen to your pension benefit. Learn what benefits you may have from a previous employer. Find out if you will be entitled to benefits from your spouse's plan. 

Real Estate Investing Tips MORE AT: http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html